Rate: 0.35%. APY*: 0.35%. View current Business Services Disclosure. The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings.. Delta Community Credit Union's (Delta Community) 12-month CD currently earns 0.80% APY, which is the highest 1-year CD rate available in the Atlanta metropolitan area. The minimum opening deposit is $1k, with no stated balance cap. Rates as of April 25, 2024. The 12-month CD is also available as an IRA CD (Traditional, Roth, SEP), earning the.

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Delta Community Credit Union is headquartered in Atlanta and is the largest credit union in the state of Georgia. It is also the 35 th largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 1,317 employees and 499,340 members at 32 locations.Delta Community Credit Union's CD rates are 6X the national average, and it has a B+ health rating.. 4.0. NerdWallet rating. The bottom line: Delta Community Credit Union is a traditional brick-and-mortar financial institution with close to 30 branches mostly in Georgia, as well as shared.